• Opening of online registration & fee payment: 16th August 2025
• Closing of online registration & fee payment: 8th September 2025
• Release of Admit Card for Prelims: 7 days prior to exam date
• Preliminary Exam (Tentative): 3rd October 2025
• Main Exam (Tentative): 8th November 2025

• SC / ST / PwBD: ₹85 + GST + bank charges

• All Other Candidates: ₹700 + GST + bank charges

Payment can be made through debit card, credit card, UPI, or net banking.

• Qualification: Bachelor’s Degree in any discipline from a recognized Indian University/Institution.

• Qualification: B.E./B.Tech in Civil Engineering from an AICTE-recognized university.

• Experience: Minimum 3 years’ post-qualification experience in planning & execution of multi-storey building projects with infrastructure.

• Qualification: B.E./B.Tech in Electrical Engineering from an AICTE-recognized university.

• Experience: Minimum 3 years’ post-qualification experience in planning & execution of multi-storey building projects with infrastructure.

• Qualification: Bachelor’s Degree + Passed Final CA Examination + Completed Articleship.

• Other Requirement: Must be an Associate Member of ICAI and provide membership number (to be verified by ICAI).

• Qualification: Bachelor’s Degree + Membership of the Institute of Company Secretaries of India (ICSI).

• Qualification: Bachelor’s Degree in any discipline.

• Other Requirement: Must have passed at least 6 papers of the Actuarial exam (Institute of Actuaries of India/IFoA UK). Membership number required.

• Qualification: Bachelor’s Degree in any discipline.

• Other Requirement: Fellowship of Insurance Institute of India (Life) + Minimum 5 years’ experience in Life Insurance (IRDAI regulated companies).

LIC AAO Recruitment 2025: Salary and Benefits

Selected candidates will receive a basic pay of ₹88,635/- per month in the pay scale of ₹88,635–4,385(14)–1,50,025–4,750(4)–1,69,025.

At the minimum of the scale, the gross monthly salary including House Rent Allowance (HRA), City Compensatory Allowance (CCA), and other admissible allowances in an ‘A’ class city will be around ₹1,26,000/- per month.

Additional Benefits

Along with the salary, employees will also enjoy several perks such as:

• Defined Contributory Pension Scheme

• Special Allowance for passing Insurance Institute of India (III) or Actuarial exams

• Gratuity & Leave Travel Concession (LTC)

• Cash medical benefits & group mediclaim coverage

• Group personal accident insurance & group insurance scheme

• Vehicle loan (2-wheeler/4-wheeler) as per rules

• Meal coupons and reimbursement for briefcase/leather bags

• Allowance for mobile handsets, furniture, maid, newspapers, magazines, tea/coffee, and mobile expenses

Note: All allowances and benefits are subject to revision as per LIC rules and government guidelines.

LIC AAO Recruitment 2025: Selection Process

The recruitment will happen in 3 stages followed by a medical test:

1. Preliminary Exam (Phase I)

   • Online test with Reasoning, Quantitative Aptitude, and English.

   • Total 100 questions, 70 marks, 1-hour duration.

   • English is only qualifying (marks not counted).

   • No negative marking.

   • Candidates 20 times the vacancies will be shortlisted for Mains.

2. Main Exam (Phase II)

   • Online test with 4 sections: Reasoning, GK/Current Affairs, Data Analysis, Insurance & Finance.

   • 120 questions for 300 marks (2 hours).

   • Plus an English descriptive test (essay/report/precis writing) of 25 marks, qualifying only.

   • Must pass each section separately.

   • No negative marking.

3. Interview (Phase III)

   • Maximum marks: 60.

   • Qualifying: 30 (UR/EWS/OBC), 27 (SC/ST/PwBD).

   • Candidates 3 times the vacancies will be called.

   • Final merit = Mains + Interview marks.

4. Medical Test

   • Candidates who clear interview will undergo a medical test.

   • Appointment only if found medically fit.

 Final Selection = Mains + Interview + Medical Fitness

LIC AAO Recruitment 2025: Detailed Syllabus

Reasoning Ability

• Puzzles, Seating Arrangement, Syllogism, Inequalities, Coding-Decoding, Blood Relation, Direction Test, Input-Output, Series.

Quantitative Aptitude

• Simplification, Approximation, Number Series, Data Interpretation, Quadratic Equations, Ratio, Percentage, Profit & Loss, Time & Work, Speed & Distance, Probability.

English Language

• Reading Comprehension, Cloze Test, Fill in the Blanks, Spotting Errors, Para Jumbles, Vocabulary (Synonyms/Antonyms).

General Knowledge & Current Affairs

• National & International Events, Banking Awareness, Indian Economy, Awards, Books, Sports, Important Days, Science & Technology, Government Schemes.

Insurance & Financial Market Awareness

• Basics of Insurance, Types of Insurance, IRDAI functions, LIC Policies, Financial Institutions, Capital Market, Budget & Economy, Monetary Policy.

Descriptive Test (English)

• Essay writing, Precis writing, Report/Letter writing, Communication skills.

LIC AAO Recruitment 2025: How to Apply

The application process for LIC AAO (Generalist, Specialist, Assistant Engineers) Recruitment 2025 is completely online. No other mode of application will be accepted.

• Visit the official LIC website – www.licindia.in.

• Click on Careers → Recruitment of AAO (Generalist/Specialist/Assistant Engineers) 2025.

• Select New Registration and enter your basic details (Name, Email, Mobile Number).

  • A Registration Number & Password will be generated and sent via SMS/Email.

• Fill in the remaining details in the application form carefully.

  • Use the Save & Next option to review your details before final submission.

• Upload the scanned documents – Photo, Signature, Thumb Impression, and Declaration.

• Preview the form, check all details, and click on Final Submit.

• Pay the application fee online through Debit Card, Credit Card, UPI, or Net Banking.

• After successful payment, take a printout of the application form & e-receipt for future reference.

Some Useful Important Links

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Official Website

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